Customer Service: 877-858-7445

Main Street Property Business

We offer special form property coverage including wind for main street business classes.

Property Limits

  • Wind available including all coastal counties
  • Limits up to $3,000,000 per location (higherlimits available)
  • Business Income
  • Equipment Breakdown
  • Outdoor Property
  • Exterior Signs
  • Property Coverage Extension Endorsement

Eligibility

  • Fire Resistive and Superior Construction Property with wind. No distance to coast requirement.
  • Frame, JM, MNC, andMFR ConstructionProperty with wind considered if more than 1,000 feet from the coast
  • Older properties (with renovations or updates to the roof, HVAC systems, electrical and plumbing)
  • Protection Class 1-8 considered

Crime

  • Employee Theft
  • Money and Securities
  • Forgery and Alteration
  • Robbery and Safe Burglary

Deductible

  • AOP Options: $1,000, $2,500, $5,000, $10,000 and $25,000
  • Hurricane Options: 2%, 3%, and 5%

Eligible Classes

Office

Various office classifications such as accounting, medical, insurance,design, etc.

Retail
  • Air conditioning & heating equipment
  • Antique store
  • Appliance retailers
  • Art supplies
  • Audio/Visual equipment
  • Auto leasing/Parts
  • Bakeries
  • Banner/Flag shop
  • Bath shop
  • Beauty supplies
  • Beer/Wine/Liquor store
  • Bicycle sales
  • Book store
  • Brass store
  • Bridal store
  • Cabinet store
  • Camera equipment
  • Candle shop
  • Candy shop
  • Car radio sales
  • Carpet/Rug
  • Caskets/Coffins
  • Cell phone sales/repair
  • Church supplies
  • Clothing store
  • Coffee/Tea shop
  • Computer retailers
  • Convenience store
  • Cosmetic store
  • Craft supplies
  • Cutlery store
  • Delicatessens
  • Department/General store
  • Doughnut shop
  • Draperies
  • Drug store
  • Education/School supplies
  • Electrical supplies
  • Electronics store
  • Fabric store
  • Fence dealer
  • Fishing equipment & supplies
  • Florists
  • Gift store
  • Glass (window plate mirror)
  • Glassware, ceramics, pottery & china
  • Gourmet & specialty food store
  • Greeting card store
  • Groceries
  • Hardware store
  • Health food store
  • Hobby & model shop
  • Home improvement store
  • Hosiery/Lingerie
  • Household appliances
  • Ice cream parlors
  • Janitorial supplies
  • Juice bars
  • Kitchen accessories
  • Knives & scissor store
  • Lamps & lighting fixtures
  • Leather goods
  • Libraries
  • Linen store
  • Meat, fish & poultry store
  • Metal works shop
  • Monument & tombstone sales
  • Musical instrument Store
  • Nurseries & garden shop
  • Office equipment & furniture sales
  • Office machine
  • Optical goods & opticians
  • Painting – retail store
  • Paper & paper products
  • Party goods store
  • Pet grooming shop
  • Pet shop & supplies
  • Piano & organ store
  • Picture frame store
  • Plant shop
  • Plumbing – fixture supply
  • Plumbing – residential
  • Post office services
  • Pottery
  • Printing & bookbinding supplies
  • Racquet sports clubs
  • Radio/TV repair & supplies
  • Refrigeration equipment
  • Restaurant supply store
  • Restaurants — full cooking with fryers
  • Restaurants — limited cooking
  • Sewing machine store
  • Shoe store & repair
  • Sign store
  • Sound equipment sales
  • Sporting goods equipment
  • Stationary supplies
  • Sunglasses
  • Tanning salons
  • Taxidermists
  • Tobacco shop
  • Toy store
  • Trophy store
  • T-shirt store
  • Uniform store
  • Upholstery store
  • Variety store
  • Video tape store
  • Wallpaper store
  • Watch companies
  • Water softening store
  • Wedding chapels
  • Wig & toupee store
  • Window & door store
  • Window treatment store

 

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