Main Street Property Business

We offer special form property coverage including wind for main street business classes.

Property Limits

• Wind available including all coastal counties
• Limits up to $10,000,000 (Higher limits may be available)
• Business Income
• Equipment Breakdown
• Outdoor Property
• Exterior Signs
• Property Coverage Extension Endorsement
• Earthquake
• Ordinance and Law may be available

General Liability

• Liability coverage is provided for your operations and all premises you own, operate, or lease. This protection includes:
  – Limits up to $1,000,000 per occurrence / $2,000,000 aggregate (Higher limits may be available)
  – Medical payments coverage up to $5,000

Crime

• Employee Theft
• Money and Securities
• Forgery and Alteration
• Robbery and Safe Burglary

Eligible Classes

Office

Various office classifications such as accounting, medical, insurance, design, etc.

Retail

Air conditioning & heating equipment Antique store Appliance retailers Art supplies Audio/Visual equipment Auto leasing/Parts Bakeries Banner/Flag shop Bath shop Beauty supplies Beer/Wine/Liquor store Bicycle sales Book store Brass store Bridal store Cabinet store Camera equipment Candle shop Candy shop Car radio sales Carpet/Rug Caskets/Coffins Cell phone sales/repair Church supplies Clothing store Coffee/Tea shop Computer retailers Convenience store Cosmetic store Craft supplies Cutlery store Delicatessens Department/General store Doughnut shop Draperies Drug store Education/School supplies Electrical supplies

Electronics store Fabric store Fence dealer Fishing equipment & supplies Florists Gift store Glass (window plate mirror) Glassware, ceramics, pottery & china Gourmet & specialty food store Greeting card store Groceries Hardware store Health food store Hobby & model shop Home improvement store Hosiery/Lingerie Household appliances Ice cream parlors Janitorial supplies Juice bars Kitchen accessories Knives & scissor store Lamps & lighting fixtures Leather goods Libraries Linen store Meat, fish & poultry store Metal works shop Monument & tombstone sales Musical instrument Store Nurseries & garden shop Office equipment & furniture sales Office machine Optical goods & opticians Painting – retail store Paper & paper products Party goods store Pet grooming shop

Pet shop & supplies Piano & organ store Picture frame store Plant shop Plumbing – fixture supply Plumbing – residential Post office services Pottery Printing & bookbinding supplies Racquet sports clubs Radio/TV repair & supplies Refrigeration equipment Restaurant supply store Restaurants — full cooking with fryers Restaurants — limited cooking Sewing machine store Shoe store & repair Sign store Sound equipment sales Sporting goods equipment Stationary supplies Sunglasses Tanning salons Taxidermists Tobacco shop Toy store Trophy store T-shirt store Uniform store Upholstery store Variety store Video tape store Wallpaper store Watch companies Water softening store Wedding chapels Wig & toupee store Window & door store Window treatment store

And Many More!