Office Buildings

Our building coverage pays for damages to building and other structures on the premises, as well as business personal property owned and used for the business. Examples of business personal property can include stock, inventory, furniture and office equipment.

Property

• Wind available including all coastal counties
• Limits up to $10,000,000 (Higher limits may be available)
• Business Income
• Equipment Breakdown
• Outdoor Property
• Exterior Signs
• Property Coverage Extension Endorsement
• Ordinance and Law may be available

Business Interruption

• Business Interruption coverage provides protection for a temporary shutdown of the business due to a covered cause of loss. It provides coverage for loss of income or extra expenses you incur to resume operations.

General Liability

• Liability coverage is provided for your operations and all premises you own, operate, or lease. This protection includes:
  – Limits up to $1,000,000 per occurrence / $2,000,000 aggregate (Higher limits may be available)
  – Medical payments coverage up to $5,000

Additional Coverages

• Accounts Receivable
• Depositor’s Forgery
• Employee Dishonesty
• Money & Securities
• Newly Acquired or Constructed Property
• Outdoor Property
• Signs
• Valuable Papers & Records